/* Montserrat, self-hosted, SIL OFL 1.1 (assets/fonts/OFL.txt) */
@font-face{font-family:"Montserrat";src:url("fonts/montserrat-latin-500.woff2") format("woff2");font-weight:500;font-style:normal;font-display:swap}
@font-face{font-family:"Montserrat";src:url("fonts/montserrat-latin-600.woff2") format("woff2");font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:"Montserrat";src:url("fonts/montserrat-latin-700.woff2") format("woff2");font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:"Montserrat";src:url("fonts/montserrat-latin-800.woff2") format("woff2");font-weight:800;font-style:normal;font-display:swap}
/* Shared site nav (HLM-498, v10). Navy #05223A, gold #C49E52. No gold text on white. */
.hn-skip{position:absolute;left:-9999px;top:8px;z-index:100;background:#05223A;color:#fff;padding:10px 16px;border-radius:8px;font-weight:700;text-decoration:none}
.hn-skip:focus{left:12px}
.hn-header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid rgba(5,34,58,.12)}
.hn-wrap{max-width:1200px;margin:0 auto;padding:0 24px;display:flex;align-items:center;gap:22px;min-height:76px}
.hn-wrap .logo-link,.hn-wrap .brandlink{display:flex;align-items:center;line-height:0;margin-right:auto}
.hn-links,.hn-panel-links{list-style:none;margin:0;padding:0}
.hn-links{display:flex;gap:22px}
.hn-links a{color:#05223A;text-decoration:none;font-size:15px;font-weight:600;padding:6px 2px}
.hn-links a:hover{text-decoration:underline}
.hn-links a[aria-current="page"]{box-shadow:inset 0 -2px 0 #05223A}
.hn-toggle{display:inline-flex;background:rgba(5,34,58,.06);border:1px solid rgba(5,34,58,.12);border-radius:999px;padding:4px}
.hn-toggle a{text-decoration:none;font-weight:700;font-size:14px;padding:8px 18px;border-radius:999px;color:#05223A}
.hn-toggle a[aria-current="page"]{background:#05223A;color:#fff}
.hn-cta{display:inline-block;text-decoration:none;font-weight:700;font-size:14.5px;padding:10px 18px;border-radius:10px;border:2px solid #C49E52;background:#C49E52;color:#05223A;white-space:nowrap}
.hn-cta:hover{background:#d4b26c}
.hn-cta-ghost{background:transparent;color:#05223A;border-color:#05223A}
.hn-cta-ghost:hover{background:#05223A;color:#fff}
.hn-menu-btn{display:none;min-width:44px;min-height:44px;padding:0 14px;border:1.5px solid rgba(5,34,58,.3);border-radius:10px;background:#fff;color:#05223A;font:inherit;font-weight:700;font-size:15px;cursor:pointer}
.hn-menu-btn[aria-expanded="true"]{background:#05223A;color:#fff;border-color:#05223A}
.hn-panel{border-top:1px solid rgba(5,34,58,.12);background:#fff;padding:12px 24px 20px}
.hn-panel[hidden]{display:none}
.hn-panel-links a{display:flex;align-items:center;min-height:44px;color:#05223A;text-decoration:none;font-weight:600;font-size:16px;border-bottom:1px solid rgba(5,34,58,.08)}
.hn-panel-links a[aria-current="page"]{text-decoration:underline}
.hn-toggle-full{display:flex;width:100%;margin-bottom:8px}
.hn-toggle-full a{flex:1;text-align:center;min-height:44px;display:flex;align-items:center;justify-content:center}
.hn-cta-full{display:flex;align-items:center;justify-content:center;width:100%;min-height:44px;margin-top:14px;box-sizing:border-box}
.hn-header a:focus-visible,.hn-header button:focus-visible,.hn-foot a:focus-visible,.hn-skip:focus-visible{outline:3px solid #05223A;outline-offset:3px;box-shadow:0 0 0 5px #fff}
.hn-foot a:focus-visible{outline-color:#fff;box-shadow:none}
/* Footer columns (white on navy) */
.hn-foot{display:grid;grid-template-columns:repeat(5,minmax(0,auto));gap:28px 40px;align-content:start}
.hn-foot h2{font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:#fff;opacity:.75;margin:0 0 12px;font-weight:700}
.hn-foot ul{list-style:none;margin:0;padding:0}
.hn-foot li{padding:3px 0}
.hn-foot li a{display:inline-block;color:#fff;text-decoration:none;font-size:14.5px;font-weight:600;padding:4px 0}
.hn-foot li a:hover{text-decoration:underline}
.site-foot .foot-grid{grid-template-columns:1.1fr 3fr}
.site-footer nav.hn-foot{grid-template-columns:repeat(5,minmax(0,auto));column-gap:40px;grid-column:1/-1}
@media (min-width:901px){.site-footer .wrap{grid-template-columns:200px 1fr}}
@media (max-width:1020px){.hn-links{gap:16px}.hn-wrap{gap:14px}.hn-toggle a{padding:7px 12px}}
@media (max-width:900px){.hn-foot,.site-footer nav.hn-foot{grid-template-columns:repeat(3,minmax(0,1fr))}.site-foot .foot-grid{grid-template-columns:1fr}}
@media (max-width:767.98px){
  .hn-wrap{min-height:64px;gap:10px;padding:0 16px}
  .hn-primary{display:none}
  .hn-wrap{flex-wrap:wrap;row-gap:0}
  .hn-wrap>.hn-toggle{display:flex;order:10;width:100%;margin:0 0 10px}
  .hn-wrap>.hn-toggle a{flex:1;text-align:center;padding:7px 12px;font-size:13px}
  .hn-wrap>.hn-cta{display:inline-flex;align-items:center;min-height:44px;padding:0 14px;font-size:14px}
  .hn-menu-btn{display:inline-flex;align-items:center;justify-content:center}
  .hn-foot,.site-footer nav.hn-foot{grid-template-columns:1fr 1fr}
  .hn-foot li a{min-height:44px;display:inline-flex;align-items:center;padding:0}
}
@media (min-width:768px){.hn-panel{display:none!important}}
@media (max-width:420px){.hn-foot,.site-footer nav.hn-foot{grid-template-columns:1fr}}

/* v11 (HLM-498 follow-up, Greg 2026-10-24): one identical header on all 12 pages, styled only here so
   site.css and pages.css pages render it the same. Pre-v10 consumers/enterprise header typography. */
.hn-header{font-family:"Montserrat","Segoe UI",-apple-system,BlinkMacSystemFont,Roboto,Helvetica,Arial,sans-serif;font-size:17px;line-height:1.6;color:#05223A}
.hn-header .hn-wrap{min-height:84px}
.hn-header .logo-h{display:block;height:54px;width:auto}
.hn-links a{font-size:15px;font-weight:500;color:rgba(5,34,58,.74);white-space:nowrap}
.hn-links a:hover,.hn-links a[aria-current="page"]{color:#05223A;text-decoration:none}
.hn-toggle a{color:rgba(5,34,58,.74)}
.hn-toggle a:hover{color:#05223A}
.hn-toggle a[aria-current="page"],.hn-toggle:not(:has([aria-current])) a:first-child{background:#05223A;color:#fff}
@media (min-width:768px) and (max-width:900px){.hn-header .hn-wrap{gap:10px;padding:0 16px}.hn-links{gap:10px}.hn-toggle a{padding:7px 10px;font-size:13px}.hn-wrap>.hn-cta{padding:10px 12px}}
@media (max-width:767.98px){.hn-header .hn-wrap{min-height:68px}.hn-header .logo-h{height:44px}.hn-wrap>.hn-toggle a{padding:7px 12px;font-size:13px}}
/* Dex QA v12: 44px targets */
@media (min-width:768px){.hn-links a{display:inline-flex;align-items:center;min-height:44px;padding-top:0;padding-bottom:0}}
@media (max-width:767.98px){.hn-wrap>.hn-toggle a,.hn-toggle a{min-height:44px;display:inline-flex;align-items:center;justify-content:center}.hn-panel a{min-width:44px;min-height:44px}}
/* v13 (Dex): 44x44 targets: mobile menu links, desktop nav links and toggle tabs */
.hn-panel-links a{padding:0 12px;min-width:44px;box-sizing:border-box}
@media (min-width:768px){.hn-header .hn-links a{display:inline-flex;align-items:center;min-height:44px;padding-top:0;padding-bottom:0}.hn-header .hn-toggle a{display:inline-flex;align-items:center;min-height:44px;padding-top:0;padding-bottom:0;box-sizing:border-box}}